Medicare Supplement Plan F – this plan is not only the most popular plan, but also the most comprehensive. The majority of people who purchase Medicare Supplemental Insurance buy plan F because it covers all the gaps between what original Medicare pays and the amount doctors and hospitals actually charge. People who purchase this plan have no out-of-pocket costs for any Medicare approved expense.

Medicare Supplement Plan G – this plan is the 2nd most popular option in every state except California. The only difference between Plan F and Plan G is the latter (Plan G) does not cover the Medicare Part B deductible, which is only $183 in 2018. Therefore, if the annual premium for Plan F is more than $183 greater than the annual premium for Plan G, than Plan G will be a better deal.

Medicare Supplement Plan N – this plan was introduced to the marketplace on June 1st, 2010 and has been extremely popular, especially among those who are in very good health. People who purchase Plan N pay the Medicare Part B deductible ($183), along with $20 copayments for office visits, and $50 copayments for emergency room visits. However, people who rarely go to the doctor can realize significant savings as the premiums for these plans are much lower than the more comprehensive options.

 

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